How long to take on mts. We replenish the balance in debt on MTS - a trust payment or on full trust. At MTS bank

Where does the dust come from and where does the money go? This aphorism perfectly illustrates the state of the cell balance. The money on the balance always ends unexpectedly, and the monthly fee is withdrawn exactly when the balance is close to zero. If you use MTS cellular communication, then this is not a problem, since at any time you can replenish your phone balance on credit, or use other opportunities so as not to be left without communication at the most inopportune moment.

Today we will tell you about MTS services, which open up the opportunity to use cell phone when the money on the balance has run out, but it is impossible to replenish the account.

How to borrow from an operator

The easiest option to quickly replenish your cell phone balance with a minus is to borrow money from MTS. Although it is easy to fund your account in this way, there are some limitations of the "Promised Payment" service. The main one is that the number must be serviced in the operator's network for more than two months, and you can borrow if the balance of the MTS number is at least minus thirty rubles. Also, you can always borrow 50 rubles on your phone on MTS with a positive balance.

You can also borrow money on MTS for a period not exceeding three days, and you can borrow from an operator no more than eight hundred rubles. It may be inconvenient if the subscription fee for the tariff exceeds this amount.

Of course, not every subscriber, and not in every situation, this service can help to avoid blocking, since the minus may be greater than the limit allowed for the subscriber. However, it is set in the amount exceeding the subscriber's tariff for the majority of subscribers. This is due to the fact that MTS determines the amount that can be borrowed on a phone number based on the subscriber's costs.

You can borrow from MTS more than once, but connect several payments. In this case, several factors are taken into account. The total amount of such payments should not exceed the permissible limit for the telephone number. Also, each of them has its own return time. If one of their payments is delayed, the number may be blocked.

The cost of the service is determined by the amount that the subscriber can borrow to his MTS account. The user can independently choose the exact amount to be credited to the balance. You can borrow up to 30 rubles on MTS for free.

There are several ways to activate charging, and the subscriber can independently choose the one that is more convenient for him in each specific situation.

As you can see from our table, it is possible to connect the service and borrow money using your MTS number, using the Internet through an application or website, or using a command from a phone, or a call to the loan number.

Alternative possibilities

"Promised payment" allows you to quickly replenish your balance in any situation, if you can't do it quickly in the usual way... But what if you need to use the service often and you don't want to overpay by connecting such an option?

The most convenient option for using the phone without the need to constantly monitor the state of your balance is the ability to take out a loan on MTS. Such an opportunity is available to anyone who uses the operator's number for more than three months, and spends more than two hundred rubles a month on services.

"On complete trust" allows you not to worry that the money will run out unexpectedly, since you can use your cell phone in debt on an ongoing basis. The main thing that is required is not to allow your number to be blocked. To do this, it is enough to pay the invoice issued by MTS for the services provided by the 24th of each month. You can take out a loan on MTS and check your limit both on the website and by SMS using the command * 132 #.

For the operator, this service is also convenient, and even offers additional privileges when it is connected. After activation, sixty points are credited under the loyalty program.

The limit for this service is set based on the subscriber's costs. The amount of the monthly bill increased by twenty percent is the amount of the loan that can be obtained.

Considering that the operator recalculates the limit by number every month, it can be fixed at a certain value. You can do this both on the website and from your phone without an Internet connection.

Also, the operator has several services that will allow those who are not used to taking out loans to stay in touch and use communication services on credit. This is an opportunity to ask another subscriber to top up the balance of the number, or to call back.

conclusions

Now you know that it is difficult to remain without communication using the MTS number, and if you run out of money on your balance sheet. You can use both a service that allows you to borrow money from an operator, or use a credit form of settlements.

The first option is available to any subscriber, regardless of how much is spent per month on a cell phone. The only disadvantages can be attributed to the fact that for this it is necessary to pay an additional amount for using the service. The credit settlement system is provided free of charge to everyone who spends more than two hundred rubles a month on a telephone.

MTS is the largest client-oriented company offering a convenient set of services. Financial customer service is also offered, which is distinguished by the absence of unpleasant bureaucratic problems. Services aimed at providing lending opportunities are available to all clients of the company on fairly simple terms.

How to borrow from MTS

A differentiated form of calculating a possible loan is used, there are also several services of the so-called short money, which are provided on a paid basis when you enter a specific command.

You can borrow from MTS Russia on your mobile using the following services, which will be useful in cases where your personal account is empty:

service "On full trust" (free);
service "Promised Payment";
"Help out" service, which allows you to send a message free of charge with a request to replenish your account.

The operator provides in automatic mode funds for active subscribers who have fully repaid previous loans, as well as regularly use and pay the cost of communication services. As additional opportunity you can use the financial services of MTS Bank, which issues cards with a credit limit.

Recall that MTS also has such a pleasant service as MTS Bonus, which allows you to accumulate bonuses and pay them not only for communication services, but also for some goods in MTS partner stores. When spending from a MTS Bank card, there is also a fairly high cashback, that is, money is returned to the card when paying for certain goods and services.

MTS service "On complete trust" - take a debt from 50 to 3000 rubles

The service "On Full Trust" is specially designed for those subscribers who actively use communication services. When this service is connected, the user can use communications and MTS services on credit. The amount of a possible credit limit can vary from 50 rubles and more, it depends on the average monthly expenses for communication services over the past six months.

On full confidence from MTS

You can disable the service with the listed commands.
How do I get the Promised Payment?
As a cash express help, you can use the Promised Payment service, which is available in all tariffs except for guest tariffs. Its essence is to credit funds after sending a request command. This amount may increase over time and depends on the number of requests made by the subscriber. Please note that the funds are provided for 3 days, during which you must pay off the debt.
How to activate the service - this can be done in three ways:
using the short command * 111 * 123 #;
visit your Personal Account in the My MTS application and in the "Payment" section;
connect by calling the number.

How much money can be obtained and the cost of the service:
The minimum amount available to subscribers within the Promised Payment service is 50 rubles. It increases depending on the activity of using telecom services and is provided on a paid basis. The amount of accrual is shown in the table:
The cost of the service depends on the amount charged. Moreover, the subscriber can use both the maximum amount to pay for services and indicate the required one.
The cost of the service depends on the requested amount, so you can get only the necessary funds for calls, and then top up your phone. You can request a certain amount using the following example: * 111 * 123 # 50, where “50” is the requested amount. If your request exceeds the allotted limit, the company will charge you the maximum allowed.
How to find out the current status of the service
You can find out information on the service in the following ways:
using the command * 111 * 1230 #, usually the service fee is taken into account in the balance;
check the status of the service in the "Payment" section, and then go to the "History of promised payments?"
by number

If you need funds, you can always use MTS Bonuses, the existence of which is often forgotten by subscribers, since they do not use their Personal Account. This program allows you to accumulate bonuses and spend them on communication services and purchases in MTS showrooms.

Reading time: 3 min.

"Opportunities at zero" - this is how MTS calls a whole range of services designed to help clients who find themselves in a difficult situation. The operator offers seven different ways to get out of the situation. Subscribers have the opportunity to borrow money on MTS with the help of deferred payment or the “Credit on full trust” service. You can use the help of loved ones by sending a "Call me" beacon, by means of a message to your loved ones "Help out" or by sending an SMS "Top up my account".

How to take the "Promised Payment"

Quickly borrow and top up your phone account in the amount of 50 rubles or more. you can use the so-called down payment. Moreover, the more often you use your phone and the higher your monthly payment, the more loan you can get. But in any case, you can borrow money on MTS for no more than 3 days.

The maximum amount of the promised payment is 800 rubles. You can borrow money on MTS as often as you like, as soon as you pay off your previous debt.

To connect a trust payment, you must:

dial a combination of numbers * 111 * 123 # on the cell phone;
call the operator number 1113.

In addition, in order to borrow money, you can use your Personal Account on the MTS website or the MTS Service application.

How to take out a loan "On full trust"

This service allows the client to borrow money from MTS from 300 rubles. per month. One of the conditions for providing a loan "" is the complete absence of debts on other numbers belonging to the subscriber, as well as regular charges for the last 3 months on the balance of the used SIM card for 300 rubles.

There are two ways to activate the "On full trust" option: by using the command * 111 * 32 # or by selecting this service on the MTS website in the "Personal Account".

Payment of the credit "On full trust" is made once a month according to the invoice, which is issued to the subscriber for the previous month until the 24th day. In the absence of payment or incomplete payment of the debt, you will be able to take the next advance only after the previous debt has been fully repaid. There are no penalties for non-execution of payments.

How to borrow money from friends on MTS?

If for some reason you do not want to borrow from MTS or you have a debt, and there is no possibility of a loan "On full trust", then you can turn to your loved ones for help. The operator offers several ways to get out of a difficult situation with a zero balance relying on friends:

Call me back service: Dial USSD command: * 110 * friend_numbers # (for example, * 110 * 89191234567 #). It allows you to send a beacon to any of your loved ones simulating a missed call. At the same time, the same phone will receive an SMS with a request to call you back.
"Help out" option: Call 0880, and after the answering machine answers, dial the last 10 digits of your friend's number (without the first 8). The option allows you to call another subscriber at his expense.
Service "Top up my account": Dial the command * 116 * friend_number # (for example, * 116 * 89191234567 #). After you send a command, an SMS with the text “Please, top up my account” will be sent to the number of the subscriber whose number you wrote.

In addition, all subscribers of the company are provided with the option "Positive Zero" absolutely free of charge: If the balance is exhausted and equal to zero, at any attempt to make a call you will be provided with a voice menu, in which you can select several options: "Call me back", "Top up my account" or "Help out". Using the same menu, you can borrow on MTS. Also, an SMS with the text “This subscriber called you” will be delivered to the number of the subscriber you tried to call.

You can help your friends too! If your friends do not have the opportunity to borrow money from their operator, you can replenish their account not only using an ATM, but also using your own mobile using the "Direct Transfer" option. It gives you the ability to transfer money from your mobile to another. To use it, type the command * 112 * friend_number * amount #(for example, * 112 * 89191234567 * 100 #). After the transfer request has been sent to your phone, you will receive an SMS with a payment confirmation code. To complete the transfer to a friend, enter * 112 * code_from_sms #.

Often there are unforeseen situations when at the most inopportune moment the balance runs out of funds, and there is no financial opportunity to replenish the account or there is no suitable payment terminal in the district. What to do? To instantly solve this problem, you can borrow from MTS. For this, several convenient services have been implemented that will help you stay in touch. From the article you will find out which ones.

Trust payment service

Out of money on your balance, but you are not able to pay for cellular services on your own? There is no nearest terminal or communication salon around, and there is no desire to leave the house? Ask your provider for help. Use the Promised Payment option. As part of the offer, you will receive a certain amount for a three-day period of use. Moreover, you can safely count on assistance with a zero or even negative state, up to 300 rubles. After activation, up to 1000 rubles can be credited.

Depending on the size of the trust payment provided, the provider may take money for the operation of the service:

The specified monetary contributions are debited upon activation of each loan in automatic mode, only after the expiration of the service - 3 days, in excess of the amount spent.

The amount of credit funds is charged to each user differently. It all depends on the activity of the consumer and his financial costs for cellular services during the operation of the SIM card:

If the provider has approved the maximum loan amount - 1000 rubles, then you can activate several payments at the same time, but their total amount should not be more than 1000 rubles.

Otherwise, the option has the following limitations and provisioning features:

The service is open for activation on all tariff plans, except for "Basic", "Guest" and "Resort".
To receive financial assistance from the operator, you must have service experience in the MTS network for more than two months.
If there are several personal accounts, then there should be no debts on them.
The service cannot work together with "Credit" and "On full trust".
The billing system based on deferred payments is not used.
You cannot get a loan if a similar option is already activated on the SIM card. The condition does not apply to customers who have approved the maximum amount.
After the end of the three-day period, the provider blocks the phone number if they have not paid off the resulting debt in full. The account must be replenished in an amount that covers the previous debt and the loan provided.
The service does not affect the specifics of calculating the tariff plan.

You can at any time receive information about the connected trust payments in one of the following ways:

In the future, in order to avoid blocking the number, try to deposit the entire amount that will cover the loan and previous debt.

Service "On full trust"

The proposal will allow you to go into a negative position and at the same time continue to actively consume cellular services without restrictions. The operator provides a preferential limit of a certain amount, which depends on the length of service of the company's client and monthly payments. Connection is free of charge, there is no monthly fee.

You can go to minus up to 300 rubles. After four months of operation, this limit may be increased, depending on the communication costs plus an additional 20 percent. The provider increases the quota once every 30 days, for this to happen, the following conditions must be met:

The subscriber must pay his bills on time without arrears.
Costs for cellular communication increased.

After activating the option, you can count on the following credit limit:

As a result, you can get a loan for MTS up to 800 rubles. Communication costs phone number taken into account for the last three months. If you do not have time to deposit funds for the provider's connected offers, then the limit is automatically reduced. The minimum bet is 300 rubles. To check and fix the limit, use the command USSD * 111 * 2136 #. The option is managed in the personal account environment. Open the section of installed services and select the corresponding option from the list.

Features of work and limitations:

The function is open for activation on almost all operator contracts, except for the "Guest", "Cool" line, tariffs for a modem and a tablet, "Your country" and "My friend".
To connect the option, you need to have more than three months of experience with MTS, a positive balance and spend more than 200 rubles over the past three months.
The option is unavailable if there is a debt on one of the personal accounts. Statistics are recorded for 30 days.
After launching the function, billing is switched to deferred payment.
Service owners cannot use the "Trust Payment".
If you don't use mobile device more than 30 days, the option can be automatically deactivated.
Payment of debts within the framework of the offer must be made every month by the 24th day. If you want to see the exact amount of the debt, then dial the code * 132 #. You will then receive a notification indicating the limit provided, the amount spent and the maturity date.
When 75 percent of the quota is consumed, receive a notification from the provider with a warning.
If you go beyond the established limit, the operator suspends the number service. To unblock it, top up your account with the specified amount.

How to use

Now let's look at how you can connect the described services and get a loan to your phone different ways... If you are unable to configure and send an activation request yourself, contact the specialists for assistance by calling technical support 0890 or to any MTS communication center.

From the phone

To send an application for connecting the "Promised Payment" enter the USSD command * 111 * 123 # and press the call button, or call the service number "1113". The setting of the option "On full trust" is done by dialing the combination * 111 * 32 #.

From personal account

A personal account is a convenient and well-developed tool for managing all the characteristics of the tariff plan and installed services. Here you can find out the exact amount of funds on the balance and top up it at any time, if it is minus or zero. To apply for a loan for three days within the "Trust Payment" function, go to the payment section and select the options tab at zero. Here you can also activate the service "On full trust", but remember that both of them are mutually exclusive.

A similar list of actions can be repeated in the official mobile application"My MTS". From the main menu, select the services section and then the possibilities at zero. Next, you will see a list of all the offers that will help in the absence of funds in the account. The program is freely available and is provided free of charge to all customers of the provider. To enter Personal Area and the utility must have an active access point to the Internet space.

Attention! The description of services and their main characteristics in the article correspond only to the Moscow region of the country. Check with the local operator's representatives about the specifics of the offer in your locality.

If you run out of money, it doesn't matter. From the article we learned how you can borrow on MTS. In order not to get into a similar unpleasant situation in the future, try to top up your balance in a timely manner and periodically check it in your personal account or using the combination * 100 #.

Everyone has come across a situation when the balance on the phone is less than they would like, and there are no funds to replenish the account or there is no financial opportunity. It is in this situation that you can take the promised payment to MTS. This is done very quickly, it is enough to type one command in the mobile menu to replenish it for a certain period of time.

Method of connecting the promised payment to MTS

There are several options for connecting the promised payment. The subscriber independently chooses which of the methods is more convenient for him to receive a loan to the phone balance.

To take the amount to your balance in debt, you need to use USSD - the command in the phone menu: * 111 * 123 # and click on the call.
You can install the service through your personal account on the MTS website. In the "Options" section, select "Promised payment".
By calling 1113 to activate the trust payment, following the voice instructions.

A promised payment is a loan of funds within a specified time frame. During this time, the user must put the money on the phone, thereby returning it to the MTS operator. As a rule, the subscriber is given a week to make a payment to the phone account. It is advisable that the deposited amount exceeds your debt, so that the funds remain on the balance for making calls. If the payment has not been made within a week, your account will have a negative balance and a possible temporary blocking of calls until the next balance top-up.

You can choose the type of the promised payment that is most convenient for you. If the borrowed funds are less than 30 rubles, then the debt will be provided free of charge. You can take another amount over 30 rubles, but you will be charged a commission of 7 rubles.

The longer the client uses the services of MTS, the higher his trust payment will be. It also depends on the activity of using the services of the selected mobile operator. If your monthly expense is no more than 300 rubles, then the maximum possible debt of the promised payment will be no more than 200 rubles. With monthly expenses of up to 500 rubles for all MTS services, the maximum trust payment will be 400 rubles. If you spend more than 500 rubles, you can borrow up to 800 rubles.

Your tariff plan for MTS must also match the capabilities. For example, users tariff plans"Guest", "Your country" and "MTS iPad" cannot borrow the amount.

To check the action of the promised payment, you need to type the command in the mobile menu: * 111 * 1230 # or find out information by phone number 11131. You can also learn more about trust payments through the "Internet Assistant".